FastChoice Private Loan Information
NOTE: You are not required to borrow with any of the lenders listed on this chart. Students may borrow with any lender offering a private student loan. Clayton State University does not discriminate against lenders and will certify loans from any private lender provided the student meets the lender’s eligibility requirements.
You can view Clayton State University’s Private Lender Policy as a PDF document here.
Clayton State University Student Loan Code of Conduct
Clayton State University (CSU) participates in the William D. Ford Federal Direct Loan Program which include the Direct Subsidized and Direct Unsubsidized Student loans, the Direct Graduate PLUS Loans, and the Direct Parent PLUS Loans. To a lesser extent, private loans are also processed for students on an as needed basis. To comply with the 2008 Higher Education Opportunity Act (enacted August 14, 2008) CSU has a Student Loan Code of Conduct to serve as the formal guiding principles in insuring the integrity of the student aid process and ethical conduct of CSU employees in regard to student loan practices.
Direct Loans vs Private Loans Comparison Chart
Students should compare the advantages and disadvantages between the Direct Stafford Loan Program and private loan programs before making a decision to borrow a private student loan. This chart can assist you in identifying the differences between the two programs.
Private Loan Self-Certification Form
Students borrowing a private student loan are required by the Department of Education to complete a Self-Certification Form and submit to your lender of choice.
Private Loan Frequently Asked Questions
Consumer Financial Proctection Bureau's Report (CFPB)
Private Student Loan Borrowers Struggle to Make Payments, Get Reliable Information