THE HONORS PROGRAM
The purpose of financial aid at Clayton State University is to provide assistance to students who otherwise could not afford to attend college. Clayton State has established the guideline that the primary responsibility for financing a college education lies with students and their families. Thus the needs of an individual student for financial assistance are determined by the difference between what the student and the family can be expected to contribute and the actual cost of attending Clayton State University. The Office of Financial Aid is part of the Office of Enrollment Services. A student’s family contribution will be determined by completing the Free Application for Federal Student Aid (FAFSA). FAFSA forms are available from most secondary school counselors and from the Office of Financial Aid at Clayton State University (STC-217). Students may also apply via the official Clayton State University website (www.clayton.edu). Carefully follow all directions. This website also contains useful information about all financial aid programs, eligibility requirements, and a calendar of events.
Detailed standards for academic progress and financial aid eligibility are available in the Office of Financial Aid. All students receiving financial aid should be aware that these standards for retaining aid are in addition to the academic standards expected for continued enrollment.
Current regulations and procedures for Financial Aid programs established by the Federal and State governments or other outside agencies supercede any provisions of this chapter.
FEE PAYMENT FOR STUDENTS WITH FINANCIAL AID
Students receiving financial aid must closely follow procedures as indicated by the Office of Financial Aid and the Bursar’s Office in order to make sure that their financial aid is credited to their accounts at class registration time each semester. Payment procedures are explained in the published Schedule of Classes and in printed materials provided by the Office of Financial Aid. A student who neglects to follow proper payment procedures may find that the courses that he or she registered for have been dropped for non-payment.
Federal Pell Grants
The Federal Pell Grant Program is designed to provide financial assistance to those who need it to attend post-secondary educational institutions. Federal Pell Grants are intended to be the “floor” of a financial aid package and may be combined with other forms of aid in order to meet the full costs of education. The amount of a Pell Grant is determined on the basis of an applicant’s and his or her family’s financial resources. Every student is encouraged to apply for the Pell Grant.
To apply for a Pell Grant, a student must complete a Free Application for Federal Student Aid (FAFSA).
Federal Supplemental Educational Opportunity Grant
The Federal Supplemental Educational Opportunity Grant (FSEOG) is a grant that is available to students who demonstrate financial need. To apply for the FSEOG, a student must complete the Free Application for Federal Student Aid and request that the information be sent to Clayton State University. Federal Pell Grant recipients will be given priority for the FSEOG.
FEDERAL WORK-STUDY PROGRAM
The work-study program is a federal financial aid program that provides part-time jobs to students with financial need. Work-study positions are available in most on-campus offices. There are also mentor positions in local elementary schools.
Since funds are earned, no repayment is necessary. To determine eligibility, students must complete the Free Application for Federal Student Aid (FAFSA) for the appropriate academic year. Additional information is available at http://adminservices.clayton.edu/financialaid.
Federal Stafford Loan Program
Students who meet certain income criteria may borrow Stafford Loans from banks and other lending institutions that participate in the Stafford Loan program.
Before a student’s eligibility can be determined for a Stafford Loan, the student must complete the Free Application for Federal Student Aid (FAFSA). The student must request that information from the FAFSA be sent to Clayton State University. The amounts that an undergraduate student may borrow vary according to dependency status and year in college. If a student indicates that he or she is interested in borrowing, the Financial Aid Office will determine maximum eligibility.
Stafford Loans made to students by lending institutions are guaranteed by the Georgia Higher Education Assistance Corporation (GHEAC). If a student has borrowed from the Stafford Loan Program prior to October 1, 1992, the interest rate on a Stafford Loan is 8% the first four years of repayment. If the student still owes any money on the Stafford Loan after four years, the interest rate increases to 10%. If a student borrowed from the Stafford Loan Program for the first time after October 1, 1992, the interest rate is variable. The current interest rate for new borrowers may be obtained from the Office of Financial Aid at Clayton State University. All interest on a Stafford Loan is paid by the United States federal government while the student is continuously enrolled in school on at least a half-time basis.
Loans may be repaid in monthly installments six months after graduation or withdrawal from school. Students who are awarded a Stafford Loan must complete a Loan Acceptance Form.
Loan checks will be held for thirty days after classes begin for first-time, first-year borrowers. These students must see their financial aid counselors to arrange to have fees deferred until their student loan checks are released.
Federal Unsubsidized Stafford Loan Program
The Federal Unsubsidized Stafford Loan Program is a program for students who do not qualify, in whole or part, for the subsidized Stafford Loan Program. The only difference between the Stafford Loan and the Unsubsidized Stafford Loan is that the federal government does not pay the interest on the loan while the student is enrolled in school, during the six-month grace period, and during periods of deferment or repayment. There are two ways for a student to pay the interest while enrolled in school, during the six-month grace period, and during a period of authorized deferment:
Federal PLUS Loans
The PLUS Loan Program provides educational loans to parents on behalf of the dependent undergraduate son or daughter. PLUS loans are available at the discretion of lending institutions to eligible borrowers and are guaranteed by the Georgia Higher Education Assistance Corporation for residents of Georgia or other guaranteeing agencies for non-residents.
The maximum amount that a parent may borrow for the PLUS Loan Program will vary and will be determined by the Office of Financial Aid.
PLUS Loans are available at a variable interest rate not to exceed ten percent (10%), and borrowers must begin repayment 30 days after the loan is disbursed. PLUS Loan checks will be sent to the University.
PROMISE Teacher Scholarship Program
The PROMISE Teacher Scholarship Program is funded by the Georgia Lottery for Education and is a component of the HOPE Scholarship Program. The PROMISE Teacher Scholarship provides forgivable loans up to $3,000 per academic year for direct and indirect educational expenses for a maximum of two years.
A student is eligible to enter the PROMISE program only during his or her junior year. The student must have at least 60 and no more than 90 semester credit hours. Also the student must have a minimum cumulative grade point average of 3.60 based on the 4.00 grade point scale. In addition, the student must be a declared education major and be accepted into a teacher education program leading to an initial teacher certification. Students must commit to teach as an employee of the Georgia public school system within 12 months of graduation.
Applications for the PROMISE Teacher Education Program are available at the Teacher Education Office at Clayton State University.
A student may apply for an emergency loan to cover all or part of the cost of in-state tuition and fees in the event that the financial aid award is delayed through no fault of the student. To apply for an emergency loan, a student must be in good academic standing with the University and must not have had returned checks or previous financial problems with the University. A copy of the guidelines and an application may be obtained from Enrollment Services in Room 217 of the Student Center.
The Veterans Affairs Office assists eligible veterans in utilizing their educational benefits to the fullest advantage. Federal, state, and institutional policies and procedures concerning standards of progress (i.e., attendance, length of program, and specific classes pursued) are currently in effect for all students receiving veteran benefits. Veterans enrolled or planning to enroll at Clayton State University should contact the Veterans Affairs counselor in the Office of Financial Aid to obtain information and apply for benefits.
PROCEDURES FOR APPLYING FOR FINANCIAL AID
Important Notice Concerning Refunds for Students on Financial Aid
Beginning Fall Semester 2000, Clayton State University is required to implement the new United States Department of Education’s Return of Title IV Aid Policy for managing federal financial aid funds.
The most important aspect of the new federal policy is that the date of withdrawal will determine how much of the original aid award the student actually “earned.” If the student is found to have earned less aid than was actually received, the student will be required to repay the aid that was disbursed on their behalf.
Please refer to the Financial Information chapter of this catalog, the semester Schedule of Classes, and your financial aid award letter for further details.
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HOPE Scholarships. The HOPE Scholarship Program, funded by the Georgia Lottery, provides financial assistance to Georgia residents who have achieved academic excellence. HOPE will pay for tuition and HOPE-approved mandatory fees. Students will also receive a stipend for books.
Students at Clayton State University may qualify for the HOPE Scholarship in several ways.
Freshmen entering Clayton State qualify for HOPE if they graduated from high school with a cumulative grade point average of 3.00 in a college preparatory curriculum or a 3.20 cumulative grade point average in a non-college preparatory curriculum. Other students enrolled in a degree program will qualify for HOPE if, after attempting 30 credit hours, they have a cumulative grade point average of 3.00 or better. Students enrolled in a degree program will also qualify for HOPE if, after attempting 90 credit hours, they have a cumulative grade point average of 3.00 or better.
HOPE Grant Program. Clayton State University offers a variety of one‑year certificate programs. Most students enrolled in these certificate programs qualify for HOPE Grants. There is not a grade point average required; however, the student must satisfy the Standards of Academic Progress policy at Clayton State University.
HOPE GED Program. Georgia residents who earned a General Education Development (GED) high school equivalency certificate awarded by the Georgia Department of Technical and Adult Education after June 30, 1993, may receive a one-time $500 HOPE award. This can be used toward tuition, books, and other education-related expenses. Students must use the HOPE GED award within 24 months of the date of the GED certificate. HOPE GED recipients may also qualify for assistance through other selected components in addition to the $500 award.
Applying for HOPE Programs. Students must apply through the Clayton State University Office of Financial Aid for all HOPE Programs. Visit the office on the upper level of the Student Center or go to www.clayton.edu.
Clayton State University offers outstanding students a wide variety of academic scholarships. These scholarships are funded by the Clayton State University Foundation, the Spivey Foundation, and other private sources. Most scholarships are awarded based on a student’s academic achievement, aptitude, and involvement in school and community activities. Some academic scholarships are available to students regardless of their major, and others are for students majoring in particular fields. Students in the Clayton State University Honors Program are eligible for scholarships funded by the Clayton State University Foundation, Inc. (See the heading below.)
PROCEDURES TO APPLY FOR SCHOLARSHIPS
Clayton State University scholarship packets are available in late fall each year. The priority application deadline is in April for the upcoming academic year. Some scholarships, such as Spivey Music Scholarships and private scholarships, have different application deadlines and require a separate application.
Some scholarships require demonstration of financial need as well as academic potential. The Free Application for Federal Student Aid (FAFSA) must be completed when any merit-based scholarship is based on financial need.
Scholarship applicants who meet the qualifications to apply for the Clayton State University Honors Program are strongly encouraged to do so. See the next heading in this catalog.
More information, including details about specific scholarships, is available at http://adminservices.clayton.edu/financialaid.
The Honors Program at Clayton State University is designed to help academically talented students get “a step ahead.” Honors Program students enroll in special enriched sections of Core Curriculum courses such as Critical Thinking and American Government in an International Context.
In addition to the special class sections, Honors Program students have many opportunities for leadership training, community service, and close contact with key business and government leaders in the Atlanta region.
Students admitted to the program will be awarded an ongoing scholarship. Honors Program students are also encouraged to apply for HOPE scholarships, which may be awarded in addition to the Honors Program Scholarship.
To be eligible to apply for the Honors Program, an entering student must complete the foundation Honors Program scholarship application and meet the following minimum qualifications:
Many high school counselors have application materials available. To request application materials and other information, please contact the Honor Program Coordinator at 770-961-3463 or the Office of Recruitment at 770-961-3500.
A limited number of current Clayton State University students who show outstanding academic achievement in their freshman year may also be admitted to the Honors Program. Please contact the coordinator at 770-961-3463.